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Try to keep in mind that Tennessee unclaimed money, Tennessee unclaimed funds, Tennessee unclaimed cash and Tennessee unclaimed property are all the same thing. To lift the security freeze in order to allow a specific entity or individual access to your credit report, you must call or send a written request to the credit reporting agencies by mail and include proper identification name, address, and Social Security number and the PIN number or password provided to you when you placed the security freeze as well as the identity of those entities or individuals you would like to receive your credit report or the specific period of time you want the credit report available. You have a right to bring a civil action against a consumer reporting agency that violates your rights under the Fair Credit Reporting and Identity Security Act.

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Please remember that many of these unclaimed money accounts are listed exactly as they are in the this agencies unclaimed money database. You may place a fraud alert in your file by calling one of the three nationwide consumer reporting agencies. When you place a security freeze on your credit report, within five business days you will be provided a unique PIN or password to use if you choose to remove the freeze on your credit report or to temporarily authorize the distribution of your credit report for a period of time after the freeze is in place. The security freeze is designed to prevent credit, loans and services from being approved in your name without your consent.

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An extended alert Extended Fraud Victim Alert stays in your file for seven years. The credit reporting agencies have three 3 business days after receiving your request to place a security freeze on your credit report.

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When you place a security freeze on your credit report, within five business days you will be provided a unique PIN or password to use if you choose to remove the freeze on your credit report or to temporarily authorize the distribution of your credit report for a period of time after the freeze is in place. A security freeze does not apply to circumstances in which you have an existing account relationship and a copy of your report is requested by your existing creditor or its agents or affiliates for certain types of account review, collection, fraud control or similar activities. As of September 1, , if you contact a consumer reporting agency by a secure electronic method or by telephone, the consumer reporting agency should lift the freeze within fifteen minutes. You may place a fraud alert in your file by calling one of the three nationwide consumer reporting agencies.

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